Member Insurance through National Allotment Association

Becoming a member of the Allotment Association offers piece of mind. NAS insure with Chris Knott Insurers who have a wealth of experience in this area. In the past the Association insured directly with them, but more recently we have done this through NAS as this reduces the cost to the Association and yourselves.

Allotmenteers liability insurance (ALI) is a product purchased by the National Allotment Society (NAS) but designed to provide liability protection to member plot-holders and leisure gardeners accused of accidently causing injury or damaging property, in their personal capacity. Work/Business related claims are not insured. The benefit is worth up to £5,000,000 and will pay for defence costs and the cost of any award made. As a member plot-holder you would be protected both at your allotment plot but also if you attend shows/events which are allotment related. This benefit is available to association/society, individual and life members and forms part of the membership subscription. To take advantage of this benefit the member must advise of enrolment and provide the NAS with all contact details of those enrolled and keep those details up to date. What is the policy? This is a commercial policy between NAS and the insurance provider and offers Third Party Liability Insurance including Products Liability – protecting insured members from claims made by third parties for accidental bodily injury or property damage. This insurance does NOT cover you for loss or damage to sheds or their contents and IS NOT personal injury cover. It is a liability policy - not a material damage policy. This insurance does not replace the requirement for associations, councils, or landowners to obtain Property Owners or Public Liability Insurance to cover self-management responsibilities, communal areas, site shops, or events and site tours etc. How do I take advantage of this membership benefit? All eligible members should enrol into this insurance scheme to receive cover, you are not automatically enrolled into the scheme; this is something you should confirm that you want to take advantage of. NSALG 2022 REV:08/22 Once enrolled you must ensure that the Society is kept up to date with any changes to details as only those confirmed will be covered. You can opt out of this cover at any time. Individual and life members should email natsoc@ nsalg.org.uk confirmation of enrolment into the insurance scheme via their registered email address. Associations should email the affiliates details of those wishing to enrol via their registered email address to natsoc@nsalg.org.uk. This list should include full contact details and ideally received on an excel spreadsheet, a template is available via the NAS website members area. Once you have completed the enrolment process and provided full contact details, or a list of affiliate details in the case of associations, you will receive confirmation from the NAS that you are covered under the NAS master policy. For new members selecting the option to enrol on the application form, you will receive confirmation once your application has been processed. The NAS will not issue policy documents. Why isn’t enrolment automatic? We must ensure that we have all details and that they are correct. By formally enrolling you are aware of the policy and its limitations.